Managing Money
Choose Your Own System
Most personal finance advice assumes there's one correct way to manage money. But when it doesn't work for you, you feel like you're the problem. You're not — the advice was designed for someone else's life. CYOS 1 shows you the key components of a strong financial foundation and helps you decide how to apply them to your income, your priorities, and your goals.
🆓 Free Downloads
Lead magnets and free guides
📖 Mini Books
Quick win focused guides
🎁 Kindle Extras
Free bonuses with the book
What's Inside
126 pages. 10 chapters. Each one follows the same structure: understand the real problem, take one action in 30 minutes, apply a deeper customisable framework, and walk away with core principles you can use. Jump to the chapter that matters most right now — that's the whole design.
Reset Your Money Mindset
Identify the mindset traps keeping you stuck and reframe your money story.
⚡ Quick Win: Reframe your money story in under 10 minutes
Build a Budget That Works
Strip it back to one simple number you can actually follow — no spreadsheets, no guilt.
⚡ Quick Win: Find your one weekly spending number today
Break the Debt Spiral
Learn how to stabilise fast and start moving forward with one practical weekly move.
⚡ Quick Win: Set a fixed weekly debt reduction amount
Start an Emergency Fund
Build a simple buffer that protects your progress and stops unexpected costs derailing everything.
⚡ Quick Win: Open a dedicated emergency fund account today
Automate Bills and Baselines
Set up automation for your essentials and free yourself to focus on bigger goals.
⚡ Quick Win: Automate one recurring bill in the next 15 minutes
Plug Your Money Leaks
Identify exactly where your money is going and reclaim hundreds of dollars a month.
⚡ Quick Win: Find three subscriptions you can cancel today
Grow Your Income
Discover practical, achievable ways to increase your earning potential without drastically changing your lifestyle.
⚡ Quick Win: Identify one income opportunity you can act on this week
Build Habits of the Wealthy
Build one high-impact behaviour that creates immediate momentum and long-term security.
⚡ Quick Win: Pick one financial habit to start today
Invest Even If You're Starting Late
Learn how to start investing wisely today — no matter your age or starting point.
⚡ Quick Win: Set up your first investment contribution this week
Protect Your Wealth and Futureproof
Take proactive steps to safeguard everything you've built against life's surprises.
⚡ Quick Win: Review your insurance and protection gaps today
Free Bonus Resources Included
Three free companion resources included with your Kindle purchase.
How CYOS Works
The Challenge
Understand the real problem you're facing
Quick Win
One action you can take in the next 30 minutes
Complete Solution
A deeper framework you can customise
Key Takeaways
Core principles to apply to your life
Who This Book Is For
About the Author
Dan Rivers is an entrepreneur and systems thinker who writes about practical money management and modern productivity. After realising that earning more didn't automatically lead to financial clarity, he began developing simple frameworks to manage money and build long-term stability. His work turns complex financial concepts into clear systems busy professionals can actually follow.
Prefer Quick Wins?
Not ready for the full book? These focused mini guides tackle one problem at a time.
Reset Your Finances in 7 Days
A focused 7-day guide for people who want to start today. Quick wins, actionable steps, and a Weekly Clarity Dashboard to track your progress.
Plug Your Wealth Leaks
Find and fix the hidden money drains in your spending. Diagnose where your money is going and plug the leaks with a practical, step-by-step framework.
Frequently Asked Questions
Is this for beginners?
Yes. CYOS 1 is designed for anyone who wants a clearer money system — whether you're starting from scratch or rebuilding after setbacks.
How long does it take to read?
About 4-5 hours cover to cover. But you don't have to read it that way — jump to the chapter that matters most to you and start there.
What's the difference between the book and the mini books?
The main book is the complete system — all 5 pillars, workbooks, and guides. The mini books are focused quick-win guides for specific challenges. Great if you want fast results on one area.
Can I get a refund?
Amazon allows Kindle returns within 7 days of purchase. Gumroad purchases come with a 30-day money-back guarantee.
Ready to build your money system?
126 pages. 10 chapters. One system built around your life.
Buy on Kindle — $9.99